Avoiding Post-Purchase Surprises
Most clients aren't aware that insurance policies actually change post-purchase. If no one is proactively, thoroughly inspecting the policies every year, your clients can face expensive and disastrous surprises.
Historically, insurance companies absorbed much of the global economic risk that could impact a policy's performance. Now that risk is born largely by the insured.
The Capital Protection Package TM
Capital Plan has provided thorough reviews on every policy every year since 1986. We have never come across a firm that provides similar depth, or that provides it on a proactive annual basis. Our trademarked The Capital Protection PackageTM can help protect your client, their important insurance assets and your firm's professional liability.
An interesting thing happens when an insurance firm makes an up-front commitment to conduct annual reviews on the policies they're about to recommend to your clients. It's a commitment to shine a bright light into the black box of the policy illustrations post-purchase. Anyone can make a new deal look good by decreasing the premiums shown in the illustrations. However, a product that looks less expensive at the point of purchase often has to make up for lost time in future premium adjustments.